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Correct, that's what I'm working on and trying to get better at. I am a mean person, but I don't know how to explain I did not do this intentionally or maliciously. I never wanted to hurt her and I never want to hurt her or anyone else like this again.
No. The user meant what the user said:
You want more than you currently can afford.
As your SO isn't able to add more money on his own.
I would NO WAY have husband buy a house with the money of a third party.
As long as the loan isn't paid back an outside person will always have an equal say in matters concerning your house.
Or may even expect accomodation.
No effing way I would agree to that. Rather downsize to what you corrently can afford.
Or buy a house once he has saved up enough money.
Until then you may have some couples work together, as your views regarding money seem to differ on a really crucial point:
boyfriend sees no harm in borrowing. With all that implies with regards to ownership of goods bought with borrowed money.
Which sounds a bit immature and careless.
You like to be on the safe side and have money put aside.
There is an incompatibilty here which could ruin everything for both of you in the long run if you can't work it out.
How well do you know this old friend?
Is there any proof that would back up what he is claiming?
Yay! Good for you. You deserve better and don’t ever let him convince you to get back together.