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Can be. Absolutely. It might not be a problem during the life of the relationship. But if things go south and both your names are in the deed and financing and one unmarried partner decides to stop paying, the other is still responsible. You’d be taking out the largest kind of notarized loan you can get with a legally binding piece of paper you’ll be in the hook for until transfer of the property or it’s paid off (even then you have taxes). Any number of things can go south, even if you’ve agreed to certain terms ahead of time.